I cannot believe it! Would you believe that a credit card company whom I have had cut all ties with two years ago sent me (yet again) a pre-approved credit card? The main reason I didn’t renew my subscription with them is because of their very poor customer service and exorbitant interest rates. Then, when I was trying to cut off my card, they had all sorts of reasons! Id rather much stay with my current card provider. They have cash back credit cards and balance transfer credit cards to choose from. I actually have had my credit limit increased thrice because of good credit standing. Credit cards can really work to your advantage. You just need to know how to handle them. They are CREDIT, not money you can spend easily. You have to pay for it in the long run. So think log and hard before using it!

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