Ways to Save.

Here are my tips on how to save:

1. Eliminate all credit card debt. If you have an existing card, make use of 0% balance transfers and reward points each credit card company has to offer. Find which works for you.

2. Make sure you can pay mortgages over a long period of time. Find the best deals with the lowest interest rate and felxible payment terms.

3.To keep track of spending, have one savings account which you forget to have and make use of your current accounts to track spending.

4.Minimize, or if you can avoid it, don’t avail of personal loans.

5. Invest on home insurance.

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