So this year will be the year Im going to be getting out of debt. We have cleared out my credit cards last year, with the exception of one. We do not pay for home insurance nor mortgages so it does not take a huge amount of our pay every month. I availed of secured loans but they are going to be paid in full by December. We are starting to build our current accounts right now and decided to save so we can open up a dollar account by next month. We have realized that money should not control the way we live our lives, we should be the one controlling it. So here are the baby steps we are taking to finally be free of it Hopefully, it will stay the same all throughout 2007.

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