Lately, TV is filled with news of bloody crimes, inadequate police capabilities, and terrorism. It’s becoming really scary. Especially with all the nasty reports about break-ins and hostage-taking recently, I can’t help but feel like we all need CCTV security camera or something. Inasmuch as I would like to put my life and the life of my family in the hands of the authority, recent happenings continue to prove that they are not always on top of the situation. I can’t have that, especially if I can do something about it.

Who knows if the next incident strikes somewhere closer? Can I count on the authority to make the right decisions at the right time? I don’t even want to think about it. That’s the reason why I’m seriously considering about investing on some kind of security measure for my family, – GPRS devices, CCTV cameras at home, or just some sort of concealed phone if only Data cabling and Network cabling are my expertise.

If there is anything I can do to prevent them from getting involved in such situations, then I don’t mind spending. For as long as my family stays safe and away from all these useless danger, that’s alright with me. It’s still so much better than doing nothing.

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The value of money and savings are some of the most important things that children need to learn. Since my children are quickly growing up, I feel the need for them to learn this. I would not want them growing up not knowing how to handle their money or always turning to payday loans because money is always lacking.

So I plan to embark on a mission to teach my kids the value of money and savings. Below are some nuggets of financial wisdom I got from my readings.

• Where does money come from? Some kids feel that their parents have an unlimited supply of money. By explaining to them where the money comes from, they start to understand the importance of having money and keeping it. Let them know that money comes from the work that you do.
• Start with allowances. If your child is old enough to be given allowances then do so. Let them have free reign over what they want to do with it. Talk to them to let them know that not spending the money and saving it is an option they could take.
• Open a bank account. Having their own bank account is such a huge thing for most kids. Once they have saved enough up on their own, either from their allowances or from gifts from friends and relatives, bring them to the bank and let them open their own bank account.
• Stop buying them stuff. Once you have given them allowances or they already have their own bank account, it would be best if you stop or lessen the stuff you buy for them especially if they do not really need the stuff. Tell them that from now on, since they already have money, you would have to let them buy some of the things that they want but do not really need.

It is invaluable once kids learn how to handle their own money and to save. Hopefully, I successfully impart these values to mine.

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A good friend Faye just celebrated her birthday last August 8th and now wants to share her happiness by doing a giveaway in her blog – make sure to go here to know more!

Here is what you can win!

1st price – Ladies Chronograph (big face) watch

2nd price – Kate Spade kikay kit (orange)

3rd price – Kate Spade kikay kit (floral)

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Have you heard of cherished number plates? This is just another name for personalized number plates. These are the number plates that have words and letters wittingly combined to mean something. You would often see these in a lot of cars nowadays because they are growing increasingly popular. These are some of the places where you can get them.

Number plates Dealer

There are several number plates dealers available and most of them can be reached online. If you’re not sure about the availability and price of the combinations that you want, then contacting these online dealers might just be the most convenient way to get your personalized number plate.

Registration

Number plate registration companies have a database of personalised number plates that are still available for purchase. This is another place you can visit to check for combinations that might catch your fancy. The personalised registration portion of the agency offers various types of cherished plates and the appropriate price for each type.

Car Number plates Auctions

There are auctions for cherished plates. If you have the money and are willing to spend a considerable amount on the plate combination you’re looking for, then these auctions might be a great idea. There are auctions conducted daily by various number plates dealers.

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Personalised number plates are very useful in a lot of ways and are fun to own, but they are a little pricy and quite impractical especially if you don’t have a lot of money. Fortunately, there are several ways to keep the price down and to help get you cheap number plates. Here are some of them.

Familiarize yourself with the different types of plates

There are several types of personalised plates available and price varies significantly from type to type. It would be best to get to know these types first before you start thinking about the combination that would fit your budget.

Stick to initials

Instead of spelling your name or whatever word out, it is still cheaper to stick to initials rather than to force five to seven letter combinations. These two belong to separate categories of personalized plates and there’s a hefty price difference between them. Forcing the issue can cost you an extra hundred pounds.

Wait for bargain deals

Just as there are auctions for personalised plates, there are also bargains. If customizing is still too much for you, then you can wait for number plate registration companies to offer bargains on combinations that just might suit your taste.

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If you are interested in iPhone App Development or even Android App Development, consider applying to be on the team of Sourcebits.com. Sourcebits.com provide software design and development services for iPhone, Mobile, Mac, and the Web. Recently, they have added the iPad to their list. Their expertise on the platform extends from years of meticulous work in associated technologies such as Darwin, OS X, Cocoa, Interface Builder and Open-GL. Sourcebits began developing for iPhone in March 2008, and has published best-selling apps and games for a variety of international clients. With a team of 200+ dedicated engineers, over 100 released applications and 4.5M downloads to their credit, including Android App Development, Sourcebits has the capacity, expertise and insider knowhow to bring your project to market.

Here is an extensive list of their portfolio on iPhone Games Development:

From Left to Right: Art Whirled, Beast Farmer, Cornhole, Snake XT, Washers, Air Balloon

I find owning an iPhone has made my life easier and more convenient. I can listen to songs with it while exercising, watch movies while on the road, read e-Books, play games, connect to the internet to check on e-mail and work, and many more. Even my kids, especially my youngest, use it all the time. In fact, most of my apps are kid-friendly and educational!

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I have a confession to make. I am turning 30 next year and am not even insured. Our family doesn’t have any type of insurance coverage to its name. I cannot give a concrete reason why we don’t have one, but I think it maybe attributed to the lack of awareness that insurance comes with a high price and that cheap insurance coverage doesn’t exist.

Like most people, we haven’t given that much thought to protecting ourselves (our kids most especially) and our assets against other kinds of damage. Most people don’t want to think about what can go wrong, and avoiding insurance might make some people feel more secure by avoiding pessimistic thoughts. Nevertheless, it is very important for you to protect yourself if you can afford it, and most people can find cheap insurance quotes for various scenarios like disability, death, illness and even cheap auto insurance.

I have realized this is extremely important especially since there are things, like death and disability, that is out of my control. I am not working so hard just to be able to provide for my family, I also want to secure their future in case I am gone. If for example we buy a house or secure a new car, why would I take on such a big and long-term commitment without protecting myself against possible bad scenarios?

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A friend’s grandfather is a US war veteran who unfortunately was never able to get his benefits. One of the benefits they would have gotten as a family is to be eligible for va loans. Veterans Assistance (VA) or va home loans are made banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy. The guaranty is substituted in place of a down payment which a lender would normally require to get a great rate.

This would mean that va mortgage rates would be lower than the usual home mortgages. They would also not require a downpayment, (unless required by the lender or the purchase price is more than the reasonable value of the property and have no mortgage insurance premiums. MyVARefinance.net will help you obtain VA home loans, get the best VA loan rates and even apply for a VA refinance loan.

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