It has been three weeks since G, my laptop, got sick and needed to be sent to the repair center. She wasn’t turning on (no display) even if the lights were blinking. An initial diagnosis made by the technician was motherboard failure. We were already told it will take 3 to 4 weeks for it to be repaired and the cost, if the diagnosis is correct, will be anywhere from $200-$300. (Yes, I might as well get a new one, right?) I don’t want to give up on my laptop because of sentimental reasons. It is the first laptop I have bought with my money from writing and she was really with me (literally) when I was working so hard. But I do realize I need a desktop computer, given how long I work in front of a computer. There are great deals right now, I just wish we had a credit card to buy one. There are great deals on packages with 0% interest for 12 months. I can always apply online for best credit cards – but I really don’t want one anymore.

You need to find a credit card that works best for you. For example, if you do groceries a lot and charge it to your card, you can get one that has bonus points for shopping. Or if you use it for gas, you can sign up for a card that offers rebates or discounts on petroleum. If you have multiple cards and want to consolidate them into one, you can get a card that has a zero balance transfer rate so it will be easier to pay and monitor your expenses.

I’m going to think about this until the end of the month and make my decision. I need to have at least 30% of the total payment as well.

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