Edil and I applied for a credit card two weeks ago. We made a decision to just use one card for both of us so we can see where our money is going. It will primarily be used to autodebit our bills and for groceries. We chose it because it was the best card for our lifestyle, there are other charity and sports club credit cards wherein a portion of what you purchased goes to a chosen institution or you have discounted rates at gyms. We chose one that will allow us to have reward points and discounts to groceries and gas - which are our most important needs. Most credit cards in the UK offer online banking services and balance transfers as well, with free fraud protection, I hope they get to apply it here.

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