I do all my banking online. I love the ease that it gives me - no going to the bank, filling up forms and standing in line. Bank Charges for online banking transactions are kept to a minimum and quite frankly, Id rather pay a small amount than for me to be inconvenienced. Right now, I have closed down my bank accounts that do not offer online banking as a feature or has a poor online banking service. I have been keeping one bank account for five years, since it has a very efficient online banking service, my ATM card can serve as a debit card, and they have a very efficient Customer Service Department. We are keeping our savings accounts but getting rid of our current accounts too.

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